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Terms of Use (“Terms”)

Last update: January 16th 2020

1. Introduction

These Terms govern your visit and use of the website with the following URL: https://www.smartwallet.is. These Terms create a legally binding agreement between you as a Visitor of our website and Smart Solutions ehf, an Iceland corporation with Company ID: 680995-2499 (“we”, “us”, “our”).

By visiting our website, you agree to be bound by these Terms, and all future amendments. Any changes to these Terms will be effective on the moment they are published on our website. You are responsible for checking the latest version regularly.

If you do not agree with these Terms, we recommend you to stop visiting our website. You also may view our General Terms and Conditions of Service. All these documents, together with these Terms, are part of the legal relationship between you and us. In the event of conflicting terms, the General Terms of Service and the Privacy and Cookie Policy shall prevail.

2. Personal and Non-Transferable License

You understand and agree that the use of all information and data published on our website and in any other means of communication, are issued under a limited, non-exclusive, non-transferable, revocable license to you as an individual Visitor. All aforementioned content (data and information) remains our exclusive property, and you acknowledge and agree that it may not be shared, distributed or resold to any third-parties. In addition, you may not reproduce, summarize or in any other form share the that content.

All content on our website is owned by us. We claim all property rights, including intellectual property rights for it and you are not allowed to violate our rights. From time to time, we may make inquiries as to which information or data you have in your possession. At any time, we may request the immediate destruction, removal of such information and/or data in your possession.

We may terminate the above-mentioned license to the use of and access on our website for any reason without giving prior notice to you.

3. Indemnification

You agree that you will indemnify, defend and hold us harmless from any liability, loss, claim and expense, including reasonable attorney’s and process fees, arising from your use of our website and in case you breach these Terms.

4. Disclaimer

ALL INFORMATION ON OUR WEBSITE IS PROVIDED “AS IS,” AND “AS AVAILABLE” AND YOU AGREE THAT YOUR USE OF OUR WEBSITE IS AT YOUR OWN RISK. WE REJECT ALL WARRANTIES OF ANY KIND, INCLUDED BUT NOT LIMITED TO, ANY EXPRESS OR STATUTORY WARRANTIES, AND ANY IMPLIED WARRANTIES. WE CANNOT WARRANT THAT OUR WEBSITE WILL ALWAYS BE AVAILABLE, ERROR-FREE OR UNINTERRUPTED.

UNDER NO CIRCUMSTANCES WILL WE BE LIABLE OR RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL LOSSES, UNDER ANY JURISDICTION, ARISING OUT OF OR IN ANY WAY RELATING TO THE VISIT AND USE OF OUR WEBSITE.

5. Pricing

In our sole discretion, we may apply new prices on the pricing section on our website for the services we offer, and you understand they may include applicable taxes such as VAT.

6. Termination

We have the right to terminate or discontinue the services we offer on our website, including certain content, special features and its overall availability. We may also restrict your access to our website and services, and cancel a registration.

7. Severability Terms

If any part of these Terms is deemed to be invalid or unenforceable by a court, that part shall be limited in its scope, and the rest of these Terms are fully enforceable and legally binding.

8. Entire Terms

This document constitutes all the terms with us with respect to your visit and use of our website. The internal laws of Iceland shall apply to these Terms, and the competent court in that country may hear any conflict arising out of these Terms.